Learn about current union issues around the country and how unions are shaping the workforce everyday.
Help for those impacted by severe storms in Kentucky
If you are a Kentucky union member who participates in certain Union Plus programs and were impacted by severe storms, straight-line winds, flooding, mudslides and landslides on February 14th 2025 and continuing, you may be eligible for financial assistance through the Union Plus Disaster Relief Grant program.1
Union Plus Disaster Relief Grants of $500 are available to eligible participants of one of the following programs:
- Union Plus Credit Card Program2
- Union Plus Mortgage Program
- Union Plus Personal Loan Program
- Union Plus Life Insurance
- Union Plus Accidental Death Insurance
- Union Plus Auto Insurance
- Union Plus Retiree Health Program
Plus, grant eligibility has recently been expanded, so eligible applicants can receive up to three grants per lifetime, but no more than one Disaster Relief Grant per year.
To qualify for a Union Plus Disaster Relief Grant:
- Your primary residence must be located in a county or parish affected by a natural disaster listed in the Federal Emergency Management Agency (FEMA) Disaster.
- Declarations offering “Individual Assistance”. To check if your county has been designated as an area eligible for individual assistance, please visit: FEMA's Designated Area, DR-4860-KY.
- You must have a Union Plus Credit Card or Teamster Privilege Credit Card for at least three months1, Union Plus Mortgage, Union Plus Life or Accidental Death Insurance, Union Plus Retiree Healthcare or Union Plus Auto Insurance policy for at least 12 months, or Union Plus Personal Loan for at least six months with the account or policy in good standing (be up to date on payments).
Contact Union Plus to initiate a claim for a grant within 24 months of the incident date.
If you participate in the Union Plus Credit Card Program and want to apply for a disaster relief grant, call 1-800-622-2580.
If you participate in any other of the designated programs and want to apply for a disaster relief grant, call 1-800-472-2005.
The Union Plus Disaster Relief Fund has provided nearly $1 million in assistance to union members facing hardships following hurricanes, flooding, and other natural disasters. Head to the Union Plus Disaster Relief Page to learn more about the benefits and eligibility requirements.
1Certain restrictions, limitations and qualifications apply to these grants. Additional information and eligibility criteria can be obtained at https://www.unionplus.org/benefits/home-auto/disaster-relief-grants.
2Terms and conditions apply. The Union Plus Credit Cards are issued by Capital One, N.A. pursuant to a license from Mastercard International Incorporated.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
These hardship assistance grants are provided and administered through the AFL-CIO Mutual Benefit Plan (“The Plan”). Certain administrative responsibilities for the Plan have been delegated to Union Privilege. Union Privilege is the non-profit organization established to create and oversee member benefit programs for working families. Grants may not be offered in every state.
The Union Plus Credit Cards and Teamster Privilege Credit Cards are issued by Capital One, N.A. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Union Plus provides relief to Kentucky union members impacted by severe storms, straight-line winds, flooding, mudslides and landslides, that started on February 14th, 2025.
Help for those impacted by the Los Angeles County wildfires
If you are a union member who participates in certain Union Plus programs and were impacted by wildfires, and straight-line winds in Los Angeles on January 7, 2025 and continuing, you may be eligible for financial assistance through the Union Plus Disaster Relief Grant program.1
Union Plus Disaster Relief Grants of $500 are available to eligible participants of one of the following programs:
- Union Plus Credit Card Program2
- Union Plus Mortgage Program
- Union Plus Personal Loan Program
- Union Plus Life Insurance
- Union Plus Accidental Death Insurance
- Union Plus Auto Insurance
- Union Plus Retiree Health Program
Plus, grant eligibility has recently been expanded, so eligible applicants can receive up to three grants per lifetime, but no more than one Disaster Relief Grant per year.
To qualify for a Union Plus Disaster Relief Grant:
- Your primary residence must be located in a county or parish affected by a natural disaster listed in the Federal Emergency Management Agency (FEMA) Disaster.
- Declarations offering “Individual Assistance”. To check if your county has been designated as an area eligible for individual assistance, please visit: FEMA's Designated Area, DR 4856-CA.
You must have a Union Plus Credit Card or Teamster Privilege Credit Card for at least three months1, Union Plus Mortgage, Union Plus Life or Accidental Death Insurance, Union Plus Retiree Healthcare or Union Plus Auto Insurance policy for at least 12 months, or Union Plus Personal Loan for at least six months with the account or policy in good standing (be up to date on payments).
Contact Union Plus to initiate a claim for a grant within 24 months of the incident date.
If you participate in the Union Plus Credit Card Program and want to apply for a disaster relief grant, call 1-800-622-2580.
If you participate in any other of the designated programs and want to apply for a disaster relief grant, call 1-800-472-2005.
The Union Plus Disaster Relief Fund has provided nearly $1 million in assistance to union members facing hardships following hurricanes, flooding, and other natural disasters. Head to the Union Plus Disaster Relief Page to learn more about the benefits and eligibility requirements.
1Certain restrictions, limitations and qualifications apply to these grants. Additional information and eligibility criteria can be obtained at https://www.unionplus.org/benefits/home-auto/disaster-relief-grants.
2Terms and conditions apply. The Union Plus Credit Cards are issued by Capital One, N.A. pursuant to a license from Mastercard International Incorporated.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
These hardship assistance grants are provided and administered through the AFL-CIO Mutual Benefit Plan (“The Plan”). Certain administrative responsibilities for the Plan have been delegated to Union Privilege. Union Privilege is the non-profit organization established to create and oversee member benefit programs for working families. Grants may not be offered in every state.
The Union Plus Credit Cards and Teamster Privilege Credit Cards are issued by Capital One, N.A. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Union Plus provides relief to Los Angeles union members impacted by the wildfires and straight-line winds, that started on January 7, 2025.
Is it a cold, flu or sinus infection?
Wondering if you have a cold, the flu or a sinus infection? These conditions have a lot of similarities, but they also have some key differences to help you tell them apart.
Colds
Viruses cause colds. Many different viruses can cause a cold, and rhinoviruses are the most common type. These viruses are easily transmissible from one person to another and often crop up in colder seasons.
Colds can cause a variety of symptoms. You may, or may not, experience them all at once, but common cold symptoms include runny nose, sneezing, congestion, headache, sore throat, coughing, chills or fever (rare symptoms), and slight body aches. Colds can last up to 2 weeks, but according to the CDC, symptoms usually worsen within the first 3 days.
There is no medical cure for a cold. Usually, doctors advise you to wait while you get better on your own cautioning you to rest, stay hydrated, use over-the-counter (OTC) nasal spray to ease congestion, and take OTC decongestant medications like pseudoephedrine (Sudafed).
The Flu
Like colds, viruses cause flu. Although any one of the four types of influenza viruses may be the cause, the most common flu-causing viruses during flu season in the United States are influenza A and influenza B. Like other viruses, the flu virus also spreads from person to person, mainly through tiny droplets when someone with the infection coughs or sneezes.
The flu affects your respiratory system, causing similar symptoms to a cold, including fever, cough, runny or blocked nose, body aches, headache, and fatigue.
While most people recover from the flu within 2 weeks, it can also lead to more serious complications. These are more common in people with weakened immune systems, such as older adults (ages 65+) and young children. Examples of these complications include pneumonia, ear or sinus infections, worsening of an existing condition such as asthma, or swelling of the heart or brain. If you think you’re developing any of these complications, call 911 and seek medical attention immediately. They may be life threatening.
If you aren’t at risk of complications, the flu might go away on its own with OTC medications and plenty of rest and hydration. You might benefit from antiviral drugs, especially if taken within 2 days of symptom onset. One common example is oseltamivir (Tamiflu). Antivirals may reduce the severity of symptoms, reduce the length of time you feel sick, and lower your risk of complications.
Sinus Infections
Sinusitis occurs due to fluid building up in your sinuses. Viruses can cause sinusitis, but unlike colds and the flu, certain bacteria may also cause sinus infections. Certain factors can increase your risk of developing sinusitis, like having a cold, allergies or asthma, smoking (if you smoke), and having structural changes in the bone. Sinusitis is not seasonal so you can get this any time of the year.
The symptoms of a sinus infection can mimic those of a cold or flu and include a runny or blocked nose, cough, headache, pain or pressure in the face, postnasal drip, and bad-smelling breath. A sinus infection can last much longer than a cold or flu. Some infections last between 10 days and 8 weeks, while long-lasting (chronic) infections may go on much longer.
If a virus is causing a sinus infection, it will eventually get better on its own. Doctors can treat the symptoms with different medications like antihistamines, such as diphenhydramine (Benadryl) or cetirizine (Zyrtec), decongestants such as Sudafed, and nasal steroids like ciclesonide (Zetonna).
If bacteria are the cause, doctors may prescribe an antibiotic such as amoxicillin (Amoxil), although this is less common.
Colds, the flu, and sinus infections can all have similar symptoms, however as outlined in this guide, there are key differences between them. At Union Plus, we know how important it is to our union members to keep their families healthy all year round. This guide provides some helpful tips on how to identify your symptoms and provides guidance on treatment plans. If your symptoms are severe or not going away on their own, speak with a doctor for a diagnosis and treatment plan immediately.
Optum Perks - P.O. Box 510658, Livonia, MI 48151-6658. Helping people save on their healthcare costs. All rights reserved.
The information on this site does not constitute medical advice and is not intended to be a substitute for proper medical care provided by a physician. This program is not insurance. Prices are subject to change. Designated trademarks and brands are the properties of their respective owners. Pharmacy names, logos, brands, and other trademarks are the property of their respective owners. Use of them does not imply any affiliation with or endorsement by them.
*Total union member savings, ending September 2024. Data provided by Optum Perks.
If you have a blocked or runny nose, headache, or cough, you might wonder if it's a cold, flu, or sinus infection. Our partners at Optum Perks share tips on how you can identify which condition it is and how to properly treat it.
Clear Vision, Bright Future: National Eye Care Month
January is National Eye Care Month — a time to focus on eye health and ensure everyone in your family can see their best. Our eyes do so much every day, yet we often put off essential care that keeps them healthy. Let’s take a few moments this month to commit to healthy eyecare for ourselves and our families.
Why eye care matters:
- Routine checkups: A yearly eye exam can catch issues like glaucoma or macular degeneration before they become serious. A VSP® network doctor can help with any refractive errors and provide a full health check for your eyes.
- Eye safety: On the job and at home, eye safety counts! Use protective eyewear when needed, especially if you’re working in a hazardous environment or playing sports. It’s a simple step to avoid injuries.
- Kid’s eye health: Catching vision issues early in children helps prevent learning and developmental delays. If you have young ones, schedule their exams and keep an eye out for signs of vision struggles.
- Smart lifestyle choices: Eating well, staying active, and reducing screen time can all help keep our eyes in top shape. Follow the 20-20-20 rule to ease eye strain when using digital devices. The 20-20-20 rule instructions: Set a timer to remind you to look away every 20 minutes at an object that is about 20 feet away for a full 20 seconds.
Union Plus, with VSP® Individual Vision Plans, makes vision care affordable so you can make eye health a priority. This National Eye Care Month, let’s commit to seeing clearly for the road ahead — because healthy eyes mean a brighter future.
Information received through VSP Vision Care's social media channels is for informational purposes only and does not constitute medical advice, medical recommendations, diagnosis, or treatment. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition.
VSP is a registered trademark, and the VSP Individual Vision Plans logo is a trademark of Vision Service Plan.
©2024 Vision Service Plan. All rights reserved. VSP is a registered trademark of Vision Service Plan. All other brands or marks are the property of their respective owners. 125258 VCCM
Healthy vision is key to enjoying life with family and friends. This January, with our partners at VSP®, learn simple ways to keep you and your family’s sight sharp all year.
Help for those impacted by flooding in Juneau, Alaska
If you are a union member who participates in certain Union Plus programs and were impacted by Hurricane Helene on September 23, 2024, and continuing, you may be eligible for financial assistance through the Union Plus Disaster Relief Grant program.1
Union Plus Disaster Relief Grants of $500 are available to eligible participants of one of the following programs:
- Union Plus Credit Card Program2
- Union Plus Mortgage Program
- Union Plus Personal Loan Program
- Union Plus Life Insurance
- Union Plus Accidental Death Insurance
- Union Plus Auto Insurance
- Union Plus Retiree Health Program
Plus, grant eligibility has recently been expanded, so eligible applicants can receive up to three grants per lifetime, but no more than one Disaster Relief Grant per year.
To qualify for a Union Plus Disaster Relief Grant:
- Your primary residence must be located in a county or parish affected by a natural disaster listed in the Federal Emergency Management Agency (FEMA) Disaster.
- Declarations offering “Individual Assistance”. To check if your county has been designated as an area eligible for individual assistance, please visit: Designated Area for flooding in Juneau, Alaska-DR 4836.
You must have a Union Plus Credit Card or Teamster Privilege Credit Card for at least three months1, Union Plus Mortgage, Union Plus Life or Accidental Death Insurance, Union Plus Retiree Healthcare or Union Plus Auto Insurance policy for at least 12 months, or Union Plus Personal Loan for at least six months with the account or policy in good standing (be up to date on payments).
Contact Union Plus to initiate a claim for a grant within 24 months of the incident date.
If you participate in the Union Plus Credit Card Program and want to apply for a disaster relief grant, call 1-800-622-2580.
If you participate in any other of the designated programs and want to apply for a disaster relief grant, call 1-800-472-2005.
The Union Plus Disaster Relief Fund has provided nearly $1 million in assistance to union members facing hardships following hurricanes, flooding, and other natural disasters. Head to the Union Plus Disaster Relief Page to learn more about the benefits and eligibility requirements.
1Certain restrictions, limitations and qualifications apply to these grants. Additional information and eligibility criteria can be obtained at https://www.unionplus.org/benefits/home-auto/disaster-relief-grants.
2Terms and conditions apply. The Union Plus Credit Cards are issued by Capital One, N.A. pursuant to a license from Mastercard International Incorporated.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
These hardship assistance grants are provided and administered through the AFL-CIO Mutual Benefit Plan (“The Plan”). Certain administrative responsibilities for the Plan have been delegated to Union Privilege. Union Privilege is the non-profit organization established to create and oversee member benefit programs for working families. Grants may not be offered in every state.
The Union Plus Credit Cards and Teamster Privilege Credit Cards are issued by Capital One, N.A. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Union Plus offers relief to union embers affected by flooding in Juneau, Alaska.
Help for union members impacted by severe summer storms in Illinois, Connecticut, and Vermont.
If you are a union member who participates in certain Union Plus programs and were impacted by severe summer storms and live in Illinois, Connecticut, or Vermont, you may be eligible for financial assistance through the Union Plus Disaster Relief Grant program.1
Union Plus Disaster Relief Grants of $500 are available to eligible participants of one of the following programs:
- Union Plus Credit Card Program2
- Union Plus Mortgage Program
- Union Plus Personal Loan Program
- Union Plus Life Insurance
- Union Plus Accidental Death Insurance
- Union Plus Auto Insurance
- Union Plus Retiree Health Program
Plus, grant eligibility has recently been expanded, so eligible applicants can receive up to three grants per lifetime, but no more than one Disaster Relief Grant per year.
To qualify for a Union Plus Disaster Relief Grant:
- Your primary residence must be located in a county or parish affected by a natural disaster listed in the Federal Emergency Management Agency (FEMA) Disaster.
- Declarations offering “Individual Assistance”. To check if your county has been designated as an area eligible for individual assistance, please visit:
You must have a Union Plus Credit Card or Teamster Privilege Credit Card for at least three months1, Union Plus Mortgage, Union Plus Life or Accidental Death Insurance, Union Plus Retiree Healthcare or Union Plus Auto Insurance policy for at least 12 months, or Union Plus Personal Loan for at least six months with the account or policy in good standing (be up to date on payments).
Contact Union Plus to initiate a claim for a grant within 24 months of the incident date.
If you participate in the Union Plus Credit Card Program and want to apply for a disaster relief grant, call 1-800-622-2580.
If you participate in any other of the designated programs and want to apply for a disaster relief grant, call 1-800-472-2005.
The Union Plus Disaster Relief Fund has provided nearly $1 million in assistance to union members facing hardships following hurricanes, flooding, and other natural disasters. Head to the Union Plus Disaster Relief Page to learn more about the benefits and eligibility requirements.
1Certain restrictions, limitations and qualifications apply to these grants. Additional information and eligibility criteria can be obtained at https://www.unionplus.org/benefits/home-auto/disaster-relief-grants.
2Terms and conditions apply. The Union Plus Credit Cards are issued by Capital One, N.A. pursuant to a license from Mastercard International Incorporated.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
These hardship assistance grants are provided and administered through the AFL-CIO Mutual Benefit Plan (“The Plan”). Certain administrative responsibilities for the Plan have been delegated to Union Privilege. Union Privilege is the non-profit organization established to create and oversee member benefit programs for working families. Grants may not be offered in every state.
The Union Plus Credit Cards and Teamster Privilege Credit Cards are issued by Capital One, N.A. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Union Plus offers relief to eligible union members affected by severe summer storms who live in Illinois, Connecticut, or Vermont.
Help for union members impacted by Hurricane Milton
If you are a union member who participates in certain Union Plus programs and were impacted by Hurricane Helene on September 23, 2024, and continuing, you may be eligible for financial assistance through the Union Plus Disaster Relief Grant program.1
Union Plus Disaster Relief Grants of $500 are available to eligible participants of one of the following programs:
- Union Plus Credit Card Program2
- Union Plus Mortgage Program
- Union Plus Personal Loan Program
- Union Plus Life Insurance
- Union Plus Accidental Death Insurance
- Union Plus Auto Insurance
- Union Plus Retiree Health Program
Plus, grant eligibility has recently been expanded, so eligible applicants can receive up to three grants per lifetime, but no more than one Disaster Relief Grant per year.
To qualify for a Union Plus Disaster Relief Grant:
- Your primary residence must be located in a county or parish affected by a natural disaster listed in the Federal Emergency Management Agency (FEMA) Disaster.
- Declarations offering “Individual Assistance”. To check if your county has been designated as an area eligible for individual assistance, please visit: Designated Area for Hurricane Helene-North Carolina-DR 4827.
You must have a Union Plus Credit Card or Teamster Privilege Credit Card for at least three months1, Union Plus Mortgage, Union Plus Life or Accidental Death Insurance, Union Plus Retiree Healthcare or Union Plus Auto Insurance policy for at least 12 months, or Union Plus Personal Loan for at least six months with the account or policy in good standing (be up to date on payments).
Contact Union Plus to initiate a claim for a grant within 24 months of the incident date.
If you participate in the Union Plus Credit Card Program and want to apply for a disaster relief grant, call 1-800-622-2580.
If you participate in any other of the designated programs and want to apply for a disaster relief grant, call 1-800-472-2005.
The Union Plus Disaster Relief Fund has provided nearly $1 million in assistance to union members facing hardships following hurricanes, flooding, and other natural disasters. Head to the Union Plus Disaster Relief Page to learn more about the benefits and eligibility requirements.
1Certain restrictions, limitations and qualifications apply to these grants. Additional information and eligibility criteria can be obtained at https://www.unionplus.org/benefits/home-auto/disaster-relief-grants.
2Terms and conditions apply. The Union Plus Credit Cards are issued by Capital One, N.A. pursuant to a license from Mastercard International Incorporated.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
These hardship assistance grants are provided and administered through the AFL-CIO Mutual Benefit Plan (“The Plan”). Certain administrative responsibilities for the Plan have been delegated to Union Privilege. Union Privilege is the non-profit organization established to create and oversee member benefit programs for working families. Grants may not be offered in every state.
The Union Plus Credit Cards and Teamster Privilege Credit Cards are issued by Capital One, N.A. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Union Plus offers relief to union members affected by Hurricane Milton.
Help for union members impacted by Hurricane Helene
If you are a union member who participates in certain Union Plus programs and were impacted by Hurricane Helene on September 23, 2024, and continuing, you may be eligible for financial assistance through the Union Plus Disaster Relief Grant program.1
Union Plus Disaster Relief Grants of $500 are available to eligible participants of one of the following programs:
- Union Plus Credit Card Program2
- Union Plus Mortgage Program
- Union Plus Personal Loan Program
- Union Plus Life Insurance
- Union Plus Accidental Death Insurance
- Union Plus Auto Insurance
- Union Plus Retiree Health Program
Plus, grant eligibility has recently been expanded, so eligible applicants can receive up to three grants per lifetime, but no more than one Disaster Relief Grant per year.
To qualify for a Union Plus Disaster Relief Grant:
- Your primary residence must be located in a county or parish affected by a natural disaster listed in the Federal Emergency Management Agency (FEMA) Disaster.
- Declarations offering “Individual Assistance”. To check if your county has been designated as an area eligible for individual assistance, please visit:
- You must have a Union Plus Credit Card or Teamster Privilege Credit Card for at least three months1, Union Plus Mortgage, Union Plus Life or Accidental Death Insurance, Union Plus Retiree Healthcare or Union Plus Auto Insurance policy for at least 12 months, or Union Plus Personal Loan for at least six months with the account or policy in good standing (be up to date on payments).
Contact Union Plus to initiate a claim for a grant within 24 months of the incident date.
If you participate in the Union Plus Credit Card Program and want to apply for a disaster relief grant, call 1-800-622-2580.
If you participate in any other of the designated programs and want to apply for a disaster relief grant, call 1-800-472-2005.
The Union Plus Disaster Relief Fund has provided nearly $1 million in assistance to union members facing hardships following hurricanes, flooding, and other natural disasters. Head to the Union Plus Disaster Relief Page to learn more about the benefits and eligibility requirements.
1Certain restrictions, limitations and qualifications apply to these grants. Additional information and eligibility criteria can be obtained at https://www.unionplus.org/benefits/home-auto/disaster-relief-grants.
2Terms and conditions apply. The Union Plus Credit Cards are issued by Capital One, N.A. pursuant to a license from Mastercard International Incorporated.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
These hardship assistance grants are provided and administered through the AFL-CIO Mutual Benefit Plan (“The Plan”). Certain administrative responsibilities for the Plan have been delegated to Union Privilege. Union Privilege is the non-profit organization established to create and oversee member benefit programs for working families. Grants may not be offered in every state.
The Union Plus Credit Cards and Teamster Privilege Credit Cards are issued by Capital One, N.A. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Union Plus offers relief to union members affected by Hurricane Helene.
Help for those impacted by Hurricane Francine in Louisiana
If you are a union member who participates in certain Union Plus programs and were impacted by Hurricane Francine in Louisiana between September 9–12, 2024, you may be eligible for financial assistance through the Union Plus Disaster Relief Grant program.1
Union Plus Disaster Relief Grants of $500 are available to eligible participants of one of the following programs:
- Union Plus Credit Card Program2
- Union Plus Mortgage Program
- Union Plus Personal Loan Program
- Union Plus Life Insurance
- Union Plus Accidental Death Insurance
- Union Plus Auto Insurance
- Union Plus Retiree Health Program
Plus, grant eligibility has recently been expanded, so eligible applicants can receive up to three grants per lifetime, but no more than one Disaster Relief Grant per year.
To qualify for a Union Plus Disaster Relief Grant:
- Your primary residence must be located in a county or parish affected by a natural disaster listed in the Federal Emergency Management Agency (FEMA) Disaster.
- Declarations offering “Individual Assistance”. To check if your county has been designated as an area eligible for individual assistance, please visit FEMA's Designated Area, DR-4817-LA.
- You must have a Union Plus Credit Card or Teamster Privilege Credit Card for at least three months1, Union Plus Mortgage, Union Plus Life or Accidental Death Insurance, Union Plus Retiree Healthcare or Union Plus Auto Insurance policy for at least 12 months, or Union Plus Personal Loan for at least six months with the account or policy in good standing (be up to date on payments).
Contact Union Plus to initiate a claim for a grant within 24 months of the incident date.
If you participate in the Union Plus Credit Card Program and want to apply for a disaster relief grant, call 1-800-622-2580.
If you participate in any other of the designated programs and want to apply for a disaster relief grant, call 1-800-472-2005.
The Union Plus Disaster Relief Fund has provided nearly $1 million in assistance to union members facing hardships following hurricanes, flooding, and other natural disasters. Head to the Union Plus Disaster Relief Page to learn more about the benefits and eligibility requirements.
1Certain restrictions, limitations and qualifications apply to these grants. Additional information and eligibility criteria can be obtained at https://www.unionplus.org/benefits/home-auto/disaster-relief-grants.
2Terms and conditions apply. The Union Plus Credit Cards are issued by Capital One, N.A. pursuant to a license from Mastercard International Incorporated.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
These hardship assistance grants are provided and administered through the AFL-CIO Mutual Benefit Plan (“The Plan”). Certain administrative responsibilities for the Plan have been delegated to Union Privilege. Union Privilege is the non-profit organization established to create and oversee member benefit programs for working families. Grants may not be offered in every state.
The Union Plus Credit Cards and Teamster Privilege Credit Cards are issued by Capital One, N.A. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Union Plus offers relief to union members affected by Hurricane Francine in Louisiana.
Help for those impacted by tropical storms in Pennsylvania
If you are a union member who participates in certain Union Plus programs and were impacted by tropical storms in Pennsylvania between August 9 – 10, 2024, that occurred in Florida on or after August 1, 2024, you may be eligible for financial assistance through the Union Plus Disaster Relief Grant program.1
Union Plus Disaster Relief Grants of $500 are available to eligible participants of one of the following programs:
- Union Plus Credit Card Program2
- Union Plus Mortgage Program
- Union Plus Personal Loan Program
- Union Plus Life Insurance
- Union Plus Accidental Death Insurance
- Union Plus Auto Insurance
- Union Plus Retiree Health Program
Plus, grant eligibility has recently been expanded, so eligible applicants can receive up to three grants per lifetime, but no more than one Disaster Relief Grant per year.
To qualify for a Union Plus Disaster Relief Grant:
- Your primary residence must be located in a county or parish affected by a natural disaster listed in the Federal Emergency Management Agency (FEMA) Disaster.
- Declarations offering “Individual Assistance”. To check if your county has been designated as an area eligible for individual assistance, please visit FEMA's Designated Area, DR-4815-PA.
- You must have a Union Plus Credit Card or Teamster Privilege Credit Card for at least three months1, Union Plus Mortgage, Union Plus Life or Accidental Death Insurance, Union Plus Retiree Healthcare or Union Plus Auto Insurance policy for at least 12 months, or Union Plus Personal Loan for at least six months with the account or policy in good standing (be up to date on payments).
Contact Union Plus to initiate a claim for a grant within 24 months of the incident date.
If you participate in the Union Plus Credit Card Program and want to apply for a disaster relief grant, call 1-800-622-2580.
If you participate in any other of the designated programs and want to apply for a disaster relief grant, call 1-800-472-2005.
The Union Plus Disaster Relief Fund has provided nearly $1 million in assistance to union members facing hardships following hurricanes, flooding, and other natural disasters. Head to the Union Plus Disaster Relief Page to learn more about the benefits and eligibility requirements.
1Certain restrictions, limitations and qualifications apply to these grants. Additional information and eligibility criteria can be obtained at https://www.unionplus.org/benefits/home-auto/disaster-relief-grants.
2Terms and conditions apply. The Union Plus Credit Cards are issued by Capital One, N.A. pursuant to a license from Mastercard International Incorporated.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
These hardship assistance grants are provided and administered through the AFL-CIO Mutual Benefit Plan (“The Plan”). Certain administrative responsibilities for the Plan have been delegated to Union Privilege. Union Privilege is the non-profit organization established to create and oversee member benefit programs for working families. Grants may not be offered in every state.
The Union Plus Credit Cards and Teamster Privilege Credit Cards are issued by Capital One, N.A. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Union Plus offers relief to union members affected by tropical storms in Pennsylvania.